fundwise

Fundwise terms.

Updated 27 October 2026. Fundwise is software provided by Genesis Chain Financial Group Pty Ltd, ABN 48 625 098 937. This founding preview supports finance-broker research. Optional paid AI features and checkout are available only when enabled for your account.

Research and human review

Fundwise compares entered information with recorded lender criteria. Results and AI outputs are research aids, not advice, a quotation, approval or a personalised borrowing-capacity assessment. Product limits are not client capacity. Lenders decide eligibility, servicing, security, pricing and final terms. Sources may be incomplete, out of date or superseded; confirm current policy and documents with the lender.

Your account and information

Save and share only information you are authorised to use. Client records, deals and private banking documents are associated with your account. Check an ABN age default against the lender’s requirements and override it when appropriate. Statement extraction can miss facts or misclassify transactions. Review original documents, complete periods and currency before applying turnover. Fundwise does not perform credit-bureau enquiries or make lending decisions.

AI credits

AI bank analysis, client document extraction, policy chat, credit reviews and writing drafts require credits. The exact cost is shown before the request. Credits are reserved while work runs; reserved credits for a failed or expired AI request return to your wallet. Replaying the same completed request does not charge again. A credit review organises recorded evidence and questions for the broker; it does not produce an approval or verified bureau score.

Credit packs are one-off purchases at the final AUD price shown, with no recurring subscription. Credits are added to your account after a verified successful payment. Refunded or disputed purchases have corresponding credits withdrawn. If your wallet cannot cover the withdrawal, further AI spending and credit purchases are paused for support review. Core client records, saved deals, recorded criteria checks and supported structured statement parsing do not use AI credits. Checkout is available only when payment activation is complete.

Payment questions and consumer rights

AI request credit returns and card-payment refunds are handled separately. Use Fundwise support for purchase questions, payment-refund requests or a wallet review. You retain any rights and remedies under the Australian Consumer Law that cannot be excluded by these terms. See the ACCC guidance on remedies.

Messages and BDM submissions

You are responsible for recipient permission, message accuracy and authority to share attachments. Review the final recipient, fixed CC addresses, content and selected files before confirming a send. These tools are for authorised service communications, not unsolicited bulk marketing. Provider acceptance is not proof of delivery. Uncertain sends cannot be retried automatically; check the provider before creating another copy. Sending and preparation limits apply.

API and MCP access

Keep access keys in secure server settings and grant only needed permissions. A request to save a lead must be explicit and use write permission. Deterministic lender matches do not establish affordability or borrowing capacity. You remain responsible for reviewing imported records and connected-system behaviour.

Calculator and preview availability

The calculator uses the assumptions you enter and excludes ongoing fees and lender-specific adjustments. A factor rate is not an annual interest rate. The free founding preview creates no subscription. Connected features depend on provider availability and account access. Contact Fundwise support for corrections, questions or access requests.